Finance a New, Quality Pico Laser for as low as $1,300 per month
Navigate the complexities of capital equipment acquisition with transparent, educational insights into laser financing and leasing structures.
Core Financial Concepts
Equipment Leases
Flexible terms often used for tax advantages and technology upgrades.
Equipment Loans
Traditional financing where you own the asset from day one and build equity.
Term Lengths
Typically ranging from 36 to 84 months, balancing monthly cost with total interest.
Down Payments
Initial capital outlay, often ranging from 0% to 20% depending on credit and program.
Interest Rates
Determined by credit profile, term length, and market conditions.
Personal Guarantees
A common requirement for small to mid-sized practices ensuring repayment.
Fair-Market-Value (FMV) Leases
Lower monthly payments with an option to return or buy at FMV at term end.
$1 Buyouts
Higher monthly payments but you own the laser for a symbolic $1 at the end of the term.
Estimated Market Scenarios
Based on 60mo term, excellent credit, $0 down.
Based on 60mo term, excellent credit, $0 down.
Based on 60mo term, excellent credit, $0 down.
calculate Calculate Your Estimated Payment
*This is a rough estimate for educational purposes, assuming a standard commercial interest rate (6% APR). Actual rates vary.
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